Terms & Conditions

Terms & Conditions

Effective Date: September 22, 2025
Version: 2.0

These Terms & Conditions (“Terms”) govern your access to and use of Spark & Logic’s website located at sparkandlogic.com (the “Site” or “Service”), and any services, products, or content offered by Spark & Logic (“we”, “us”, or “our”). By using the Service, you agree to be bound by these Terms. If you do not agree, don’t use the Site or any of our services.

1. Definitions

• User / You: Any individual or entity using our Service, whether browsing, registering, purchasing, or accessing content.
• Account: Your registered user account on our Service.
• Content: All text, images, videos, courses, training materials, downloadable files, resources, tools, etc., provided by us.
• Purchase: Any product, service, training, or membership you buy through the Service.
• Subscription: If applicable, a recurring payment plan for access to content or services.

2. Eligibility & Access

• You must be at least 18 years old (or of legal majority in your jurisdiction) to create an Account, purchase from us, or use services requiring an Account.
• You agree to provide accurate, complete, and current information when creating an Account and keep it updated.

3. Account Security

• You are responsible for safeguarding your account credentials (username, password).
• Any activity under your account is your responsibility (unless we failed to act with reasonable care).
• Notify us immediately if you suspect unauthorized access or any breach of security.

4. Products, Purchases & Payment

• When you make a Purchase, you’ll need to supply billing/payment information. You represent you have the authority to use those payment methods.
• Prices, descriptions, and availability of our products/services are subject to change without notice.
• Payment processing is handled by trusted third parties; we do not store full payment card data beyond what is necessary under applicable laws and provider policies.
• Refunds / Cancellations: All sales are final. We do, however, wish for customer satisfaction. Please reach out to us at info@sparkandlogic.com with any concerns.

5. Ownership & Intellectual Property

• All Content, trademarks, logos, designs, etc., on the Site are owned or licensed by Spark & Logic. You are granted a limited, non-exclusive, non-transferable license to view/use the Content for your personal or internal business use only, subject to these Terms.
• You may not reproduce, distribute, modify, publicly display, or exploit the Site’s Content for commercial purposes without our prior written permission.

6. User Conduct / Acceptable Use

You agree not to use the Service to:

• Violate any laws, infringe intellectual property rights, harass or harm other users.
• Post or transmit anything unlawful, defamatory, obscene, or otherwise objectionable.
• Introduce malware, viruses, or do anything that interferes with Site security.
• Attempt to gain unauthorized access to systems, data, or accounts.

7. Third-Party Services and Links

• Our Site/services may contain links to third-party sites, tools, or services. We are not responsible for their content or practices; your use of them is at your own risk.
• We may also use third-party service providers to process payments, host the Site, provide analytics, send emails, etc. They only receive data necessary to perform their service and are bound to keep it secure.

8. Limitation of Liability & Disclaimers

• To the maximum extent permitted by law, Spark & Logic, its directors, officers, employees, agents, suppliers, affiliates will not be liable for any indirect, incidental, special, consequential or punitive damages (e.g., lost profits, data, business opportunities, goodwill), arising out of or in connection with these Terms or the Service.
• The Service is provided “as is,” without warranties (express or implied), including but not limited to fitness for a particular purpose, merchantability, non-infringement, or uninterrupted/secure service.
• Some jurisdictions do not allow exclusion of certain warranties or limitations; where applicable, such provisions may not apply to you.

9. Indemnification

You agree to defend, indemnify, and hold harmless Spark & Logic, its officers, directors, employees, agents, and affiliates from and against all losses, liabilities, claims, damages, and expenses (including legal fees) arising from:

• Your use or misuse of the Service.
• Your breach of these Terms.
• Any content you post or transmit.
• Any violation of third-party rights.

10. Termination

• We may suspend or terminate your Account or access to the Service at any time, with or without cause, and without prior notice.
• You may also stop using the Service at any time.
• Provisions that by their nature should survive (like ownership, liability limitations, indemnification) will survive termination.

11. Governing Law & Dispute Resolution

• These Terms are governed by the laws of Michigan, U.S. without regard to conflict of law principles.
• Any disputes arising under these Terms shall be resolved via arbitration.
• If any provision is invalid under local law, that provision is to be enforced to the maximum extent permissible; rest of Terms remain in effect.

12. Changes to These Terms

• We may modify or replace these Terms at any time.
• If the changes are material, we’ll provide at least 30 days’ notice (via email if you have an account or by posting a notice on the Site).
• Continued use of the Service after changes become effective means you accept the revised Terms.

13. Miscellaneous

• Assignment: We may assign or delegate our rights/obligations under these Terms to a third-party. You may not assign without our consent.
• Waiver: Failure to enforce any right under these Terms does not constitute a waiver of that right.
• Severability: If any clause is held invalid or unenforceable, it doesn’t affect rest of Terms.

14. Contact Information

For questions, concerns, or requests related to these Terms, contact us at:

• Email: info@sparkandlogic.com
• Phone: Laurie Popp, Content Creator (810) 965-6476